CRDB Bank Plc ( HY2013 Interim Report

first_imgCRDB Bank Plc ( listed on the Dar es Salaam Stock Exchange under the Banking sector has released it’s 2013 interim results for the half year.For more information about CRDB Bank Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the CRDB Bank Plc ( company page on AfricanFinancials.Document: CRDB Bank Plc (  2013 interim results for the half year.Company ProfileCRDB Bank Plc is a wholly-owned private commercial bank in Tanzania offering a comprehensive range of retail, commercial, corporate, treasury, premier and wholesale microfinance services. The company has an extensive infrastructure of branches, ATMs and deposit and mobile terminals and uses a vast network of Fahari Huduma agents which are microfinance agents. The retail division offers financial solutions which range from current and fixed deposit accounts to home purchase and construction loans, refinancing and cash back services. The corporate division provides financial service across the board; including documentary collection, letters of credit, guarantees, structured trade finance, treasury services and foreign exchange risk management. Established in 1996, CRDP Bank Plc has three subsidiary companies; CRB Bank Plc Burundi, CRDB Microfinance and CRDB Insurance Brokers.CRDB Bank Plc is listed on the Dar es Salaam Stock Exchangelast_img read more

The Initiates Plc ( HY2020 Interim Report

first_imgThe Initiates Plc ( listed on the Nigerian Stock Exchange under the Support Services sector has released it’s 2020 interim results for the half year.For more information about The Initiates Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the The Initiates Plc ( company page on AfricanFinancials.Document: The Initiates Plc (  2020 interim results for the half year.Company ProfileThe Initiates Plc is a professional waste management company in Nigeria offering services for waste management, industrial cleaning and decontamination for the private and public sectors. The company head office is in Lagos, Nigeria. The Initiates Plc is listed on the Nigerian Stock Exchangelast_img read more

Six Nation: France finally gamble with selection

first_img Taking centre stage: Jules Plisson will be in the middle of all the action for France in the first round of the Six NationsBy Gavin MortimerFinally Philippe Saint-Andre has dared to be bold à la mode Stuart Lancaster. The two coaches took charge of their countries in the wake of the 2011 World Cup but whereas the Englishman has never shied away from making the daring call, Saint-Andre was a slave to conservatism in the first two years of his reign. Not now, however, with the French coach selecting the most adventurous XV since taking over from Marc Lievremont.Gambling man (finally): Philippe Saint-Andre has been braveJean-Marc Doussain, the 22-year-old Toulouse scrum-half, makes only his second start (and his first Six Nations appearance) for France, while flankers Yannick Nyanga and Bernard Le Roux will pack down either side of Louis Picamoles in a dynamic back-row. There’s also a third cap for 24-year-old Stade Francais lock Alexandre Flanquart – selected in front of Yoann Maestri for his greater athleticism – while 19-year-old centre Gael Fickou is named on the bench.But without doubt the biggest gamble from Saint-Andre is his selection of the uncapped Jules Plisson at fly-half. The 22-year-old will be in good company in Paris on Saturday – what with the English pair of Jack Nowell and Luther Burrell also winning their first caps – but nowhere on a rugby field is a player more exposed than fly-half. He’s the man who makes the decision and it’s a big shout by Saint-Andre to bestow such a responsibility on Plisson’s young shoulders.His partnership with Doussain is the tenth half-back combination that Saint-Andre has fielded in his two years in charge of France. But unlike others, this one could be for keeps. “Jules has a great package, physically and strategically,” explained Saint-Andre on Thursday after announcing his starting XV. “Jules is determined, focused [and] life will be easier for him if his teammates are on the front foot and if his forwards win their duels.” LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Saint-Andre has gambled in his selection but then so has Lancaster. On Saturday evening we’ll discover which coach can cash in his chips.Jules Plisson features in the features in the March edition of Rugby World Magazine – our Six Nations Special – in shops now! Toulouse’s fly-half Jean-Marc Doussain scores a penalty kick during an European Cup rugby union match betweem Zebre and Stade Toulousain on January 18, 2014 at the XXV Aprile Stadium in Parma. AFP PHOTO / GABRIEL BOUYS (Photo credit should read GABRIEL BOUYS/AFP/Getty Images) Describing the half-back partnership as “young and talented”, Saint-Andre added: “We have nothing to fear in picking Plisson and Doussain against England”.Kicking on: Jean-Marc DoussainDoussain, as he showed in Toulouse’s recent win against Saracens in the Heineken Cup, can also give a pretty good impersonation of a fly-half and it’s this versatility that prompted Saint-Andre to omit Francois Trinh-Duc from his matchday squad and leave Maxime Machenaud as the only recognised half-back on the bench. “He [Doussain] has played the last three games for Toulouse at fly-half,” said the France coach, who stated also that Doussain will kick.Again, it’s a gamble by Saint-Andre, selecting as his front-line goalkicker an inexperienced youngster like Doussain. He was ice-cool against Saracens, slotting seven from eight penalties in their 21-11 victory, but that was a club match in front of 18,000 fans. The pressure on Saturday evening will be far greater in the 80-000 capacity Stade de France, and Saint-Andre will be praying that Doussain is up to the task. Were he to have an off day, then the options are stark: Machenaud can kick, as can Plisson, but neither do so regularly for their clubs and one suspects they wouldn’t much relish the challenge were it to come their way on Saturday.last_img read more

Canyon Barn / mw|works architecture + design

first_imgCopyAbout this officemwworksOfficeFollowProductsWoodGlassSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentAdaptive reuseUnited StatesPublished on February 26, 2018Cite: “Canyon Barn / mw|works architecture + design” 26 Feb 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StoneShowerhansgroheShowers – Croma SelectDoorsRaynorGarage Door – Advantage SeriesConcreteSika3D Concrete PrintingSignage / Display SystemsGoppionDisplay Case – Bre-ClassSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeWindowsswissFineLineSliding Windows in Villa LakesideSuspension SystemsMetawellAluminum Panels for Smart CeilingsGlassDip-TechDigital Ceramic Printing in Roofs & CanopiesSound BoothsFrameryMeeting Pod – Framery Q – Flip n’ FoldWall / Ceiling LightsAsaf WeinbroomLighting – Linestra 110 BrassMore products »Save想阅读文章的中文版本吗?峡谷谷仓 / mw|works architecture + design是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Interior Design: ShareFacebookTwitterPinterestWhatsappMailOr Clipboard 2013 Projects Houses Year:  United States Contractor: Nelleen Berlin Interior Design Area:  3875 m² Year Completion year of this architecture project Architects: mwworks Area Area of this architecture project Canyon Barn / mw|works architecture + designSave this projectSaveCanyon Barn / mw|works architecture + designSave this picture!© Tim Bies Photography+ 26Curated by Fernanda Castro Share Photographs ArchDailycenter_img “COPY” Woodwork:Fine WoodworkingUpholstery:Village InteriorsCountry:United StatesMore SpecsLess SpecsSave this picture!© Tim Bies PhotographyRecommended ProductsDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalWindowsLibartVertical Retracting Doors & WindowsDoorsC.R. LaurenceCRL-U.S. Aluminum Entice Series Entrance SystemLightsLouis PoulsenLamps – AJ CollectionText description provided by the architects. Located in the eastern foothills of the cascades, this 3,900-square-foot renovation converted a turn of the century working barn into a three-bedroom re- treat from the city. The building was restored with the intention of creating a comfortable home while retaining much of its original form, character and history. The exterior of the building retains the bulk of its original vernacular form, but adds a deep covered porch and large operable windows and doors.Save this picture!© Tim Bies PhotographyStructural, waterproofing, and insulation requirements necessitated a nearly a complete new building including a new foundation and framing, new siding and weather barrier, and the addition of insulation throughout. In the end, an entirely new roof structure had to be built over the existing, now decorative, roof structure to bring it up to code. The existing framing and siding was carefully removed and reused as exposed interior framing elements. The living area fireplace was custom-fabricated form sheets of hot-rolled steel. Paneling, flooring, even fixtures and doors were sourced from either the original building or salvage yards. Rusting gears, levers, and wire bales found in the adjacent field were transformed into a dumbwaiter and fireplace damper controls. The dining area is lit with a custom-designed fixture created out of an abandoned bale of wire fencing. Apple crates from the property were carefully composed into wall panels flanking the stair. An existing wooden cattle holding pen was carefully removed from the barn and rebuilt as mudroom casework and a pet feeding area.Save this picture!© Tim Bies PhotographySave this picture!AxonometricSave this picture!© Tim Bies PhotographyThe kitchen island is decidedly contemporary: hot-rolled steel with an ash butcher block top. Kitchen counters are concrete. As a barn, lighting had not been a priority; as a living space, however, introducing daylight was critical. Large expanses of glass were introduced, including a trio of sliding doors that open the den to a sun porch, as well as converting the former hayloft and barn doors into a large glazed facade.Save this picture!© Tim Bies PhotographyNew interventions were carefully considered to have a modern aesthetic while at the same time working within this raw palette. A blend of preservation and intervention, this project updates an aging barn without losing the memory of its history.Save this picture!© Tim Bies PhotographyProject gallerySee allShow lessThe 10 Tallest Uncompleted SkyscrapersArticlesThe 9 Architecture Topics You Need To Know About in 2018Architecture News Share Landscape: “COPY” Harriott Valentine Engineers Manufacturers: HI-Lite Manufacturing, WindowCraft, Marine Grade Fir Plywood CopyHouses, Adaptive Reuse•United States Canyon Barn / mw|works architecture + design King Construction Photographs:  Tim Bies Photography Manufacturers Brands with products used in this architecture project Structural Engineering: ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Allworth Designlast_img read more

FRSB achieves 1,000 members mark

first_imgThe Fundraising Standards Board (FRSB) now has 1,010 members, with 75 applications from charities and suppliers being received since January.Launched in 2007, the FRSB administers the scheme for the self-regulation of fundraising in the UK. As well as encouraging the highest standards of fundraising practice by all fundraising organisations, it operates a complaints process to back this up.The new members include the Mary Rose Trust. Fundraising Manager, Lucy Hone said: “The Mary Rose Trust has joined FRSB as a public statement about our commitment to the highest standards in fundraising. We have a huge task in hand and, in this uncertain economic climate, those who give need to know that they are donating to organisations that have nothing to hide”.Other new members include the New Children’s Hospital Appeal in Manchester, and the Family Holiday Association.The FRSB has been criticised by some for not securing enough members fast enough. But the new membership marketing campaign which began in the new year appears to be paying off. Alistair McLean, FRSB chief executive, said: “We’ve just had our best ever month for signing up new members and this month looks as if the growth is being maintained.“I’m hopeful that this momentum will continue as a result of our recruitment activity and that more potential members will see the benefits joining the scheme and signing up toself-regulation.” AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 17 March 2009 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Tagged with: Fundraising Standards Board Law / policy Research / statistics  29 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis FRSB achieves 1,000 members marklast_img read more

Crop Losses to Exceed 1988 levels in Indiana

first_img Crop Losses to Exceed 1988 levels in Indiana Chris Hurt(left) Bob Nielsen (right)The drought of 2012 is worse than the drought of 1988 with projected corn and soybean yield losses to surpass the losses of1988 and 1983. Purdue experts and state leaders gathered on Thursday to assess the situation.  Extension corn specialist Dr. Bob Nielsen said high heat and no rain during corn pollination are reducing yields quickly and drastically, “You can lose a lot of yield in a very short period of time.”  He told a press briefing at the State Fairgrounds that some individual farmers are suffering disaster this year. Dr. Chris Hurt predicted corn yields could be down close to 20%, but Nielsen was a bit less pessimistic, “I think we will see state yield averages down about 13% from average.”  This would still be the biggest yield loss since the 1988 drought. Purdue Ag Economist Dr. Chris Hurt says one thing that makes this drought different than 1988 is that farmers are in better economic shape. Hurt said farm incomes have been stronger in the past two years and that, with land values at record-high levels, crop farmers have generally higher net worth. Crop insurance also could play a major role in helping farmers avoid devastation this year, Hurt said. About 75 percent of Indiana crop acres are covered by some form of crop insurance.”But crop insurance generally does not provide for full recovery of losses,” he noted. “It is often used to help avoid catastrophic financial losses.”  Hurt said a decline in yields will generate higher corn and soybean prices, but it may not be enough to compensate farmers. “Indiana is the worst hit of the major corn and soybean states,” he said. “This is a situation where Indiana’s average yield losses might not be compensated by high enough prices, and revenues can fall sharply — a potentially difficult financial situation.” Corn and soybean futures made new contract highs on Thursday. SHARE By Gary Truitt – Jul 5, 2012 Both men pointed out that this is a developing situation and that, if the weather does not change, things will only get worse.  State officials indicated that an application for a disaster declaration for Indiana is in the works; and HAT has learned that this may be ready by the end of the month.  In addition, emergency haying and grazing provisions on CRP land will likely be announced for several counties next week. Hurt says record high commodity prices will have a ripple effect through the farm economy and the US economy. “The animal production sector also faces the potential for large financial losses due to much higher feed prices for corn, soybean meal, and forages for dairy, beef and sheep herds,” Hurt said. The effects of the drought also could touch agricultural businesses, such as handlers and processors, equipment dealers, and seed, fertilizer and pesticide providers. Ultimately, consumers are likely to see an increase in food prices of  2.5 percent to 3.5 percent into 2013, Hurt said. Facebook Twittercenter_img SHARE Previous articleStudy: High Corn Lowers Indirect Land Use for BiofuelsNext articleSeed Consultants Market Week Review with Gary Wilhemi 7/9/2012 Gary Truitt [audio:|titles=Crop Losses to Exceed 1988 levels in Indiana]Audio Player Up/Down Arrow keys to increase or decrease volume.Podcast: Play in new window | Download | EmbedSubscribe: RSS Facebook Twitter Home News Feed Crop Losses to Exceed 1988 levels in Indiana Nielsen said, with no let up in sight, the drought is turning into one of historic proportions, “A break in the drought and heat for the remainder of the season would certainly minimize further deterioration of the corn crop but would not result in recovery to anywhere close to normal yields.” He added, if the weather does not improve, losses in corn and soybeans will continue to mount and will surpass the losses experienced in 1988. While lack of rain is a serious part of the problem, Nielsen said the excessive high heat is also a major factor, “When you combine this excessive heat with the lack of soil moisture, that is the killer combination.” He said in some places the fields are just running out of topsoil and subsoil moisture.last_img read more

Religare Finvest: Delhi HC Issues Notice In Bail Plea Moved By Malvinder Singh

first_imgNews UpdatesReligare Finvest: Delhi HC Issues Notice In Bail Plea Moved By Malvinder Singh Karan Tripathi26 Nov 2020 8:34 AMShare This – xDelhi High Court has issued notice in a bail plea moved by Religare Finvest’s ex-promoter Malvinder Mohan Singh. The Single Bench of Justice Anup Jairam Bhambani has issued notice to the Enforcement Directorate. The court has also asked the Petitioner to submit the orders of the Supreme Court in a similar case filed by his brother and co-accused Shivinder Mohan Singh. Singh…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginDelhi High Court has issued notice in a bail plea moved by Religare Finvest’s ex-promoter Malvinder Mohan Singh. The Single Bench of Justice Anup Jairam Bhambani has issued notice to the Enforcement Directorate. The court has also asked the Petitioner to submit the orders of the Supreme Court in a similar case filed by his brother and co-accused Shivinder Mohan Singh. Singh is accused of money laundering as per the offences laid down in sections 3 and 4 of the Prevention of Money Laundering Act. He, along with his brother Malvinder Singh, and Sunil Godhwani, are accused of committing financial fraud running into 3000 crores, which is dated to the period of their ownership of Religare Finvest. Earlier, the Delhi High Court had granted bail to Singh in a case which is being investigated by other investigating agency. However, Singh could not be released from jail due to his arrest in an ED case against him. Both Malvinder and his younger brother Shivinder Singh were arrested by the Economic Offences Wing (EOW) of the Delhi Police last December in a case related to alleged misappropriation of funds at Religare Finvest Ltd (RFL, which was an arm of Religare Enterprises. The EOW alleged that the Singh brothers had connived with the employees of Lakshmi Vilas Bank and misappropriated two FDs of Rs 400 crore and Rs 350 crore made with the Lakshmi Vilas Bank by the complainant company. The EOW registered a FIR in March after it received a complaint from RFL against Malvinder, Godhwani and others, alleging that loans were taken by them while managing the firm but the money was invested in other companies.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

Pressure on to carry out Mica assessment on Letterkenny social housing

first_img FT Report: Derry City 2 St Pats 2 By News Highland – October 15, 2018 RELATED ARTICLESMORE FROM AUTHOR WhatsApp Twitter WhatsApp Twitter Google+ A Letterkenny Municipal District Councillor says it’s important that a full assessment of all housing stock in the area is carried out to check for the presence of MICA.Cllr Adrian Glackin was told that testing has not yet been carried out, but a standard protocol is being developed under which blocks will be checked.Officials told members they would be seeking to recover the cost of any works carried out as a result.Cllr Glackin says with that in mind, the announcement of a scheme last week is significant:Audio Player Up/Down Arrow keys to increase or decrease volume. Facebook Journey home will be easier – Paul Hegarty Google+center_img AudioHomepage BannerNews DL Debate – 24/05/21 Previous articleCurtis rejoins Irish Senior Squad ahead of Nations League clashNext articleDonegal children set to benefit from special gaelic football programme News Highland Pinterest Pinterest Pressure on to carry out Mica assessment on Letterkenny social housing Derry draw with Pats: Higgins & Thomson Reaction Harps come back to win in Waterford Facebook News, Sport and Obituaries on Monday May 24thlast_img read more

Unions have moved on to form positive partnerships

first_imgUnions have moved on to form positive partnershipsOn 29 May 2007 in Personnel Today Related posts:No related photos. Comments are closed. I have noticed a distinct anti-union bias creeping into Personnel Today in recent months, mainly centred on commentary on the merger of the Transport and General Workers’ Union and Amicus to form the new ‘super-union’ Unite.In your article ‘Super-union plans to take casual approach to boosting membership’ (Personnel Today, 8 May), you suggest a lack of unity in the new union on the basis that Derek Simpson, the joint general secretary, failed to turn up for the official launch of the union.The Guardian newspaper subsequently reported that the reason why Simpson failed to turn up was because he was delayed travelling across London by the Public and Commercial Services Union industrial action on 1 May.This was the latest in a series of articles suggesting that Unite is a union born out of desperation, that will try to exert a disruptive influence on the sectors where it is represented.Your view of unions seems to be stuck in the 1970s, and fails to acknowledge that they have moved on, and for the most part form positive partnerships with employers, and deliver better pay and conditions of employment for their members than staff in non-unionised organisations are able to enjoy.Neil Clarkson, chartered MCIPD Previous Article Next Articlelast_img read more

Determination of the refractive index of organic material from atmospheric aerosol over the visible wavelength range using optical tweezers

first_imgOptical trapping combined with Mie spectroscopy is a new technique used to record the refractive index of insoluble organic material extracted from atmospheric aerosol samples over a wide wavelength range. The refractive index of the insoluble organic extracts was shown to follow a Cauchy equation between 460 and 700 nm for organic aerosol extracts collected from urban (London) and remote (Antarctica) locations. Cauchy coefficients for the remote sample were for the Austral summer and gave the Cauchy coefficients of A  =  1.467 and B  =  1000 nm2 with a real refractive index of 1.489 at a wavelength of 589 nm. Cauchy coefficients for the urban samples varied with season, with extracts collected during summer having Cauchy coefficients of A  =  1.465  ±  0.005 and B  =  4625  ±  1200 nm2 with a representative real refractive index of 1.478 at a wavelength of 589 nm, whilst samples extracted during autumn had larger Cauchy coefficients of A  =  1.505 and B  =  600 nm2 with a representative real refractive index of 1.522 at a wavelength of 589 nm. The refractive index of absorbing aerosol was also recorded. The absorption Ångström exponent was determined for woodsmoke and humic acid aerosol extract. Typical values of the Cauchy coefficient for the woodsmoke aerosol extract were A  =  1.541  ±  0.03 and B  =  14 800  ±  2900 nm2, resulting in a real refractive index of 1.584  ±  0.007 at a wavelength of 589 nm and an absorption Ångström exponent of 8.0. The measured values of refractive index compare well with previous monochromatic or very small wavelength range measurements of refractive index. In general, the real component of the refractive index increases from remote to urban to woodsmoke. A one-dimensional radiative-transfer calculation of the top-of-the-atmosphere albedo was applied to model an atmosphere containing a 3 km thick layer of aerosol comprising pure water, pure insoluble organic aerosol, or an aerosol consisting of an aqueous core with an insoluble organic shell. The calculation demonstrated that the top-of-the-atmosphere albedo increases by 0.01 to 0.04 for pure organic particles relative to water particles of the same size and that the top-of-the-atmosphere albedo increases by 0.03 for aqueous core-shell particles as volume fraction of the shell material increases to 25 %.last_img read more